We make the mortgage process simple.
Buying or refinancing, we’re here to match you with the best loan option.
Are You A Veteran? Explore Your Loan Options
Estimate Your Mortgage Payment
What's Your Home Worth Today?
Real Customer Experiences
Lock in a competitive rate.
The market is always changing. We look at several rate and program options to find what works for you.
Investors
DSCR Loans
Qualify based on your property's rental income — not your personal tax returns. Perfect for real estate investors who want to grow their portfolio without the traditional income hurdles.
Get Pre-Approved Before You Shop
Know exactly what you can afford — before you fall in love with a home.
Get a clear budget based on your financials
Show sellers you’re serious and ready to buy
Close faster with fewer surprises
Takes just a few minutes. No credit check required to start.
Mortgage Calculator
Hey, I'm Tanny!
Hi, I'm Tanny, a mortgage broker and VA loan specialist. I focus on building long term relationships by helping clients find the right mortgage for their unique situation. I know that no two financial stories are the same. Whether you are buying your first home, expanding your investment portfolio, or refinancing for better terms, I take the time to understand your goals.
I work with a wide network of wholesale lenders to find competitive loan options that fit your needs, including VA loans for eligible veterans and service members. My job is to guide you through every step of the process with clear communication, careful attention to detail, and reliable support so you always feel informed and confident in your decisions.
Speedy Loan Closing
Our goal is approval within two weeks. We move early, use smart tools, and keep communication clear so nothing slows you down.
Helping You Purchase Your Dream Home
Get Pre-Approved
Assess your purchasing potential to accurately gauge what you can afford, ensuring you're ready to make an offer as soon as you discover your
ideal home.
Benefits
Secure Competitive Financing
Understand Your Financial
Range
Quick Closing
We simplify the entire mortgage
journey from application to closing, ensuring transparent communication
and utilizing cutting-edge
technology.
Benefits
Streamlined Process, Reduced Stress
Faster Move-in Timeline
Get Pre-Approved
We'll search across our extensive network of lenders to secure a competitive rate, minimal fees, and the ideal loan program tailored to your home financing requirements.
Benefits
Achieve the Best Loan Terms
Explore Diverse Financing Solutions
The C2 Financial Advantage
Local Expertise
We are deeply familiar with the local market and community, providing you with insights and support that only locals can offer.
Exceptional Service
We pride ourselves on surpassing expectations through seamless communication and exceptional customer care.
Advanced Technology
Leveraging the latest digital tools, we offer secure mobile applications for document uploads and more, with traditional options also available.
Quick Processing
Our goal is to expedite your loan process efficiently, equipped to handle any unexpected challenges that come our way.
The answers to all your mortgage questions...
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
C2 NMLS #135622
C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com
C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.
Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov
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